5. I’d like to make an appointment with him.

He crams a thousand activities into what he calls “just a second.” The busier the better-that’s R.R. ‘s motto. He tries to beat the clock. The alarm buzzes; he jumps up, washes quickly, snatches a piece of toast, gulps down a cup of coffee, and crams for his classes.

He uses these three fleeting minutes to proofread his homework.

Send greeting cards and get-well cards for special occasions.

Sometimes I wonder if R.R. ever tries to slow down his pace. He says that he would like to stop the world and get off but that he doesn’t have time. I don’t know if that is true…only time will tell.

The importance of punctuality.

Promptness is important in American business, academic, and social settings.

Wake up wide-eyed at 7 am. Violate an important rule of mom’s the school’s, or of the world’s. people who keep appointments are considered dependable. They are often viewed as unreliable and irresponsible.

Fine executives for tardiness to business meetings. Call off or postpone appointment. Break an appointment. Business etiquette.

6. opening an account in a bank

withdraw money. Earn interest.

Talking about money, do you have a conversion service for changing US dollars into foreign currency at the official rate? Black market.

Fill out this form. Can I cash the rest? Sure. What bills or change do you want? Oh,…could I have one twenty, two tens, one five and the rest in small bills?when you pay for things with notes and coins, you are using cash.

Exchanging money. Rate of exchange. Each time you exchange money you’ll have to pay a small charge call commission. Exchange them one at a time.

Personal touch banking machines are open 24 hours a day.

I want to break a hundred dollar bill.

If I make a overdraft, what would you do. Overdraw the account. There are usually penalties for overdrawing an account.

Bookstores frequently issue credit cards to graduate students and visiting scholars.

Penny, nickel, dime, quarter.

Stocks and bonds. Broker. Deposit and withdraw slips.